New Jersey Driving Without Insurance Lawyer (5 Star Client Reviews)

April 4, 2019

NEW JERSEY DRIVING WITHOUT INSURANCE LAWYER

In New Jersey, it is illegal to operate a motor vehicle without insurance. A conviction for driving without insurance can result in heavy fines, community service and even jail. It is one of the more severe traffic offenses. Therefore, it is important for anyone charged with driving without insurance or failure to provide proof of insurance in New Jersey to consult with a New Jersey Driving Without Insurance Lawyer. The Sloan Law Firm handles driving without insurance offenses throughout New Jersey. The firm offers free initial consultations on all traffic offense cases.

FREE CONSULTATIONS AVAILABLE – (908) 358-2938

Driving Without Insurance Law

N.J.S.A. 39:6B-2 provides:

Any owner or registrant of a motor vehicle registered or
principally garaged in this State who operates or causes to be operated a motor
vehicle upon any public road or highway in this State without motor vehicle
liability insurance coverage required by this act, and any operator who
operates or causes a motor vehicle to be operated and who knows or should know
from the attendant circumstances that the motor vehicle is without motor
vehicle liability insurance coverage required by this act shall be subject, for
the first offense, to a fine of not less than $300 nor more than $1,000 and a
period of community service to be determined by the court, and shall forthwith
forfeit his right to operate a motor vehicle over the highways of this State
for a period of one year from the date of conviction. Upon subsequent
conviction, he shall be subject to a fine of up to $5,000 and shall be subject
to imprisonment for a term of 14 days and shall be ordered by the court to
perform community service for a period of 30 days, which shall be of such form
and on such terms as the court shall deem appropriate under the circumstances,
and shall forfeit his right to operate a motor vehicle for a period of two
years from the date of his conviction, and, after the expiration of said
period, he may make application to the Director of the Division of Motor
Vehicles for a license to operate a motor vehicle, which application may be
granted at the discretion of the director. The director’s discretion shall be
based upon an assessment of the likelihood that the individual will operate or
cause a motor vehicle to be operated in the future without the insurance
coverage required by this act. A complaint for violation of this act may be
made to a municipal court at any time within six months after the date of the
alleged offense.

Failure to produce at the time of trial an insurance
identification card or an insurance policy which was in force for the time of
operation for which the offense is charged creates a rebuttable presumption
that the person was uninsured when charged with a violation of this section.

Failure to Provide Insurance Card Law

N.J.S.A. 39:3-29 states:

The driver or operator shall exhibit his driver’s license
and an insurance identification card, and the holder of a registration
certificate or the operator or driver of a motor vehicle for which a
registration certificate has been issued, whether or not the holder, driver or
operator is a resident of this State, shall also exhibit the registration
certificate, when requested so to do by a police officer or judge, while in the
performance of the duties of his office, and shall write his name in the
presence of the officer, so that the officer may thereby determine the identity
of the licensee and at the same time determine the correctness of the
registration certificate, as it relates to the registration number and number
plates of the motor vehicle for which it was issued; and the correctness of the
evidence of a policy of insurance, as it relates to the coverage of the motor
vehicle for which it was issued.

Any person violating this section shall be subject to a
fine of $150, except that if the person is a driver or operator of an omnibus,
as defined pursuant to R.S.39:1-1, the amount of the fine shall be $250. Of the
amount of any such fine collected pursuant to this paragraph, $25 shall be
deposited in the Uninsured Motorist Prevention Fund established by section 2 of
P.L.1983, c.141 (C.39:6B-3).

If a person charged with a violation of this section can
exhibit his driver’s license, insurance identification card and registration
certificate, which were valid on the day he was charged, to the judge of the
municipal court before whom he is summoned to answer to the charge, such judge
may dismiss the charge. However, the judge may impose court costs.

In addition to and independent of any fine or other
penalty provided for under law, the court shall impose a fine of $150 on any
driver or operator of an omnibus, convicted of a violation of this section, who
does not have a certificate of public convenience and necessity as required
pursuant to R.S.48:4-3. The State Treasurer shall annually deposit the monies
collected from the fines imposed pursuant to this paragraph to the
“Omnibus Safety Enforcement Fund” established pursuant to section 4
of P.L.2007, c.40 (C.39:3-79.23). The fine described herein shall not be deemed
a fine, penalty, or forfeiture pursuant to R.S.39:5-41.

Free Consultations Available – (908) 358-2938

The Sloan Law Firm provides aggressive and experienced legal defense to anyone charged with driving without insurance throughout New Jersey. If you or a loved one has been charged with driving without insurance and would like to discuss the charge with a New Jersey Driving Without Insurance Lawyer, please do not hesitate to contact the Sloan Law Firm at: (908) 358-2938. The initial consultation is always free.

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